Short Term Disability
Short Term Disability is available 90 days after employment, once the probationary period has been completed. Short Term Disability provides and employee with 70% of their pay if the employee is unable to work 14 consecutive days due to a serious medical condition. Coverage is provided through Lincoln Financial.
Long Term Disability
Long Term Disability is provided to employees who are out of work for more than 13 weeks due to a serious medical condition. LTD provides an employee with 60% of their pay for two years if unable to perform in their current job. After two years, until age 65 if unable to perform any gainful occupation.
Liberty Mutual - https://www.libertymutual.com/
Mon.-Fri. 8 am-10 pm ET, Sat. 8 am-8 pm ET, Sun. 11 am-5 pm ET